If you're thinking of switching to a Revolut payment plan, you're probably wondering which one is the best value for you: Plus, Premium or Ultra.
The reality is that not all plans are for everyone, and a lot depends on how you use your money, your travel and your subscriptions.
In this article I explain the real differences, What is included in each plan and which one is the most profitable for you.
(This article contains affiliate links. If you open your account with them, you help me to maintain this website at no extra cost to you).
Index
1. Revolut's plans in 2025: a quick explanation.
Revolut has 4 plans:
- Standard (free)
- Plus
- Premium
- Ultra
Free is fine for testing, but paid plans are where the real value is, especially if you already use subscriptions like Uber One, Tinder or NordVPN.
Here I will tell you only the 3 plans that people compare to take the plunge.
2. Revolut Plus: the basic plan if you just want a little more security
It is the cheapest plan and it is designed for you if:
- you want additional protection on purchases,
- you travel little or not at all,
- no subscriptions included,
- you are looking for something better than the free plan, but spending the minimum.
What Revolut Plus includes
- Protection against theft and problem purchases.
- Extended reimbursements.
- Simplified disputes.
- Priority attention in support.
- Limits better than the free plan.
Who is it for?
For someone who does not travel, does not use VIP lounges or additional subscriptions, but wants a little more security on purchases.
My opinion
It's fine, but for the price difference, it's normally Premium offers much more value.
3. Revolut Premium: the best plan for 90% of users
This is the plan I recommend the most because:
- bring subscriptions included that you already pay for separately,
- saves you money every month,
- gives you advantages when traveling,
- and greatly improves safety.
Subscriptions included with Revolut Premium
(they may vary, but in 2025 they are usually these)
- Uber One
- Tinder (premium level)
- NordVPN
- Perplexity Pro
- Other popular apps by country
If you were to use these apps separately, you would pay more than the Premium cost.
This Premium is where Revolut makes you make money, not spend it.
What else is included in Premium
- Currency exchanges without reasonable limits.
- Basic travel insurance.
- Priority in support.
- Disposable virtual card.
- Extra physical cards.
- Improved global retreats.
Who is it for?
- For those who travel several times a year.
- For those who already use the included apps.
- For those who want more security and comfort.
My opinion
If I had to choose just one plan, Premium is the most rewarding.
4. Revolut Ultra: the plan for frequent travelers and people who want the best.
Ultra is the top plan, designed for profiles that travel most often or who want a more VIP experience.
What's included Ultra
- Access to VIP rooms at airports.
- Complete premium insurance.
- Much higher limits on withdrawals and currencies.
- Exclusive services.
- Priority experience in everything.
Subscriptions included
In addition to Premium, Ultra usually includes other higher level international apps.
(Here the list varies, but usually brings more value than Premium).
Who is it for?
- Frequent travelers (more than 6-8 trips per year).
- People who want maximum peace of mind.
- Freelancers traveling for work.
- VIP or heavy users of the Revolut ecosystem.
My opinion
If you do not travel a lot, it does not compensate you.
But if you're the kind of person who visits an airport every month, then yes, it's the best plan.
5. Quick comparison: Plus vs Premium vs Ultra
| Function | Plus | Premium | Ultra |
|---|---|---|---|
| Subscriptions included | ❌ No | ✅ Yes | 🔥 Many |
| Travel insurance | ❌ No | Basic | 🔥 Premium |
| Airport lounges | ❌ No | ❌ No | 🔥 Yes |
| Currency exchanges | Basic | Unlimited (reasonable) | Maximums |
| Extra security | Media | High | Maximum |
| Value for money | ✔ Correct | ⭐ Better for most | 🔥 Only if you travel a lot. |
6. So... which one suits you best?
I'll make it very simple for you:
✔ If you don't travel and just want something better than the free plan → Revolut Plus.
⭐ If you want to save money thanks to included subscriptions → Revolut Premium.
(This is the plan that I use and the one that is the most compensating for the 90% of people).
🔥 If you travel a lot and want VIP at airports → Revolut Ultra.
7. Conclusion: the most worthwhile plan in 2025
For most people living in Spain, Revolut Premium is the most balanced plan, The one that offers the most value and the one that really gives you extra benefits without paying too much.
If you want to try Revolut or upgrade your plan, you can do it here:
👉 Open or upgrade your Revolut account (affiliate link)
It only takes 3 minutes and there is no extra cost for doing it from my link.
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