{"id":178,"date":"2025-11-23T12:21:58","date_gmt":"2025-11-23T11:21:58","guid":{"rendered":"https:\/\/eltopmejor.com\/?p=178"},"modified":"2026-02-09T23:35:04","modified_gmt":"2026-02-09T22:35:04","slug":"revolut-premium-plus-or-ultra","status":"publish","type":"post","link":"https:\/\/eltopmejor.com\/en\/revolut-premium-plus-o-ultra\/","title":{"rendered":"Revolut Premium, Plus or Ultra: which one suits you best in 2026?"},"content":{"rendered":"<p>If you're thinking of switching to a Revolut payment plan, you're probably wondering which one is the best value for you: <strong>Plus, Premium or Ultra<\/strong>.<\/p>\n\n\n\n<p>The reality is that not all plans are for everyone, and a lot depends on <strong>how you use your money, your travel and your subscriptions<\/strong>.<\/p>\n\n\n\n<p>In this article I explain <strong>the real differences<\/strong>, What is included in each plan and which one is the most profitable for you.<\/p>\n\n\n\n<!--more-->\n\n\n\n<p><em>(This article contains affiliate links. If you open your account with them, you help me to maintain this website at no extra cost to you).<\/em><\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Index<\/h2><nav><ul><li class=\"\"><a href=\"#1-los-planes-de-revolut-en-2025-una-explicacion-rapida\">1. Revolut's plans in 2026: a quick explanation.<\/a><\/li><li class=\"\"><a href=\"#2-revolut-plus-el-plan-basico-si-solo-quieres-un-poco-mas-de-seguridad\">2. Revolut Plus: the basic plan if you just want a little more security<\/a><ul><li class=\"\"><a href=\"#que-incluye-revolut-plus\">What Revolut Plus includes<\/a><\/li><li class=\"\"><a href=\"#para-quien-es\">Who is it for?<\/a><\/li><li class=\"\"><a href=\"#mi-opinion\">My opinion<\/a><\/li><\/ul><\/li><li class=\"\"><a href=\"#3-revolut-premium-el-mejor-plan-para-el-90-de-usuarios\">3. Revolut Premium: the best plan for 90% of users<\/a><ul><li class=\"\"><a href=\"#suscripciones-incluidas-con-revolut-premium\">Subscriptions included with Revolut Premium<\/a><\/li><li class=\"\"><a href=\"#que-mas-incluye-premium\">What else is included in Premium<\/a><\/li><li class=\"\"><a href=\"#para-quien-es-1\">Who is it for?<\/a><\/li><li class=\"\"><a href=\"#mi-opinion-2\">My opinion<\/a><\/li><\/ul><\/li><li class=\"\"><a href=\"#4-revolut-ultra-el-plan-para-viajeros-frecuentes-y-gente-que-quiere-lo-mejor\">4. Revolut Ultra: the plan for frequent travelers and people who want the best.<\/a><ul><li class=\"\"><a href=\"#que-incluye-ultra\">What's included Ultra<\/a><\/li><li class=\"\"><a href=\"#suscripciones-incluidas\">Subscriptions included<\/a><\/li><li class=\"\"><a href=\"#para-quien-es-3\">Who is it for?<\/a><\/li><li class=\"\"><a href=\"#mi-opinion-4\">My opinion<\/a><\/li><\/ul><\/li><li class=\"\"><a href=\"#5-comparativa-rapida-plus-vs-premium-vs-ultra\">5. Quick comparison: Plus vs Premium vs Ultra<\/a><\/li><li class=\"\"><a href=\"#6-entonces-cual-te-conviene-mas\">6. So... which one suits you best?<\/a><ul><li class=\"\"><a href=\"#\u2714-si-no-viajas-y-solo-quieres-algo-mejor-que-el-plan-gratis-\u2192-revolut-plus\">\u2714 If you don't travel and just want something better than the free plan \u2192 Revolut Plus.<\/a><\/li><li class=\"\"><a href=\"#\u2b50-si-quieres-ahorrar-dinero-gracias-a-las-suscripciones-incluidas-\u2192-revolut-premium\">\u2b50 If you want to save money thanks to the included subscriptions \u2192 Revolut Premium.<\/a><\/li><li class=\"\"><a href=\"#\ud83d\udd25-si-viajas-mucho-y-quieres-vip-en-aeropuertos-\u2192-revolut-ultra\">\ud83d\udd25 If you travel a lot and want VIP at airports \u2192 Revolut Ultra.<\/a><\/li><\/ul><\/li><li class=\"\"><a href=\"#7-conclusion-el-plan-que-mas-merece-la-pena-en-2025\">7. Conclusion: the most worthwhile plan in 2026<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"1-los-planes-de-revolut-en-2025-una-explicacion-rapida\">1. Revolut's plans in 2026: a quick explanation.<\/h2>\n\n\n\n<p>Revolut has 4 plans:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Standard (free)<\/strong><\/li>\n\n\n\n<li><strong>Plus<\/strong><\/li>\n\n\n\n<li><strong>Premium<\/strong><\/li>\n\n\n\n<li><strong>Ultra<\/strong><\/li>\n<\/ul>\n\n\n\n<p>Free is fine for testing, but paid plans are where the real value is, especially if you already use subscriptions like Uber One, Tinder or NordVPN.<\/p>\n\n\n\n<p>Here I will tell you only the <strong>3 plans that people compare to take the plunge<\/strong>.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"2-revolut-plus-el-plan-basico-si-solo-quieres-un-poco-mas-de-seguridad\">2. Revolut Plus: the basic plan if you just want a little more security<\/h2>\n\n\n\n<p>It is the cheapest plan and it is designed for you if:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>you want additional protection on purchases,<\/li>\n\n\n\n<li>you travel little or not at all,<\/li>\n\n\n\n<li>no subscriptions included,<\/li>\n\n\n\n<li>you are looking for something better than the free plan, but spending the minimum.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"que-incluye-revolut-plus\"><strong>What Revolut Plus includes<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Protection against theft and problem purchases.<\/li>\n\n\n\n<li>Extended reimbursements.<\/li>\n\n\n\n<li>Simplified disputes.<\/li>\n\n\n\n<li>Priority attention in support.<\/li>\n\n\n\n<li>Limits better than the free plan.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"para-quien-es\"><strong>Who is it for?<\/strong><\/h3>\n\n\n\n<p>For someone who <strong>does not travel<\/strong>, does not use VIP lounges or additional subscriptions, but wants a little more security on purchases.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"mi-opinion\"><strong>My opinion<\/strong><\/h3>\n\n\n\n<p>It's fine, but for the price difference, it's normally <strong>Premium offers much more value<\/strong>.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"3-revolut-premium-el-mejor-plan-para-el-90-de-usuarios\">3. Revolut Premium: the best plan for 90% of users<\/h2>\n\n\n\n<p>This is the plan I recommend the most because:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>bring <strong>subscriptions included<\/strong> that you already pay for separately,<\/li>\n\n\n\n<li>saves you money every month,<\/li>\n\n\n\n<li>gives you advantages when traveling,<\/li>\n\n\n\n<li>and greatly improves safety.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"suscripciones-incluidas-con-revolut-premium\"><strong>Subscriptions included with Revolut Premium<\/strong><\/h3>\n\n\n\n<p><em>(they may vary, but in 2026 they are usually these)<\/em><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Uber One<\/strong><\/li>\n\n\n\n<li><strong>Tinder (premium level)<\/strong><\/li>\n\n\n\n<li><strong>NordVPN<\/strong><\/li>\n\n\n\n<li><strong>Perplexity Pro<\/strong><\/li>\n\n\n\n<li>Other popular apps by country<\/li>\n<\/ul>\n\n\n\n<p>If you were to use these apps separately, you would pay more than the Premium cost.<\/p>\n\n\n\n<p>This Premium is where Revolut makes you <strong>make money<\/strong>, not spend it.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"que-mas-incluye-premium\"><strong>What else is included in Premium<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Currency exchanges without reasonable limits.<\/li>\n\n\n\n<li>Basic travel insurance.<\/li>\n\n\n\n<li>Priority in support.<\/li>\n\n\n\n<li>Disposable virtual card.<\/li>\n\n\n\n<li>Extra physical cards.<\/li>\n\n\n\n<li>Improved global retreats.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"para-quien-es-1\"><strong>Who is it for?<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>For those who travel <strong>several times a year<\/strong>.<\/li>\n\n\n\n<li>For those who already use the included apps.<\/li>\n\n\n\n<li>For those who want more security and comfort.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"mi-opinion-2\"><strong>My opinion<\/strong><\/h3>\n\n\n\n<p>If I had to choose just one plan, <strong>Premium is the most rewarding<\/strong>.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"4-revolut-ultra-el-plan-para-viajeros-frecuentes-y-gente-que-quiere-lo-mejor\">4. Revolut Ultra: the plan for frequent travelers and people who want the best.<\/h2>\n\n\n\n<p>Ultra is the top plan, designed for profiles that travel <strong>most often<\/strong> or who want a more VIP experience.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"que-incluye-ultra\"><strong>What's included Ultra<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Access to <strong>VIP rooms<\/strong> at airports.<\/li>\n\n\n\n<li>Complete premium insurance.<\/li>\n\n\n\n<li>Much higher limits on withdrawals and currencies.<\/li>\n\n\n\n<li>Exclusive services.<\/li>\n\n\n\n<li>Priority experience in everything.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"suscripciones-incluidas\"><strong>Subscriptions included<\/strong><\/h3>\n\n\n\n<p>In addition to Premium, Ultra usually includes other higher level international apps.<\/p>\n\n\n\n<p>(Here the list varies, but usually brings more value than Premium).<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"para-quien-es-3\"><strong>Who is it for?<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Frequent travelers (more than 6-8 trips per year).<\/li>\n\n\n\n<li>People who want maximum peace of mind.<\/li>\n\n\n\n<li>Freelancers traveling for work.<\/li>\n\n\n\n<li>VIP or heavy users of the Revolut ecosystem.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"mi-opinion-4\"><strong>My opinion<\/strong><\/h3>\n\n\n\n<p>If you do not travel a lot, <strong>it does not compensate you<\/strong>.<\/p>\n\n\n\n<p>But if you're the kind of person who visits an airport every month, then yes, it's the best plan.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"5-comparativa-rapida-plus-vs-premium-vs-ultra\">5. Quick comparison: Plus vs Premium vs Ultra<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Function<\/th><th>Plus<\/th><th>Premium<\/th><th>Ultra<\/th><\/tr><\/thead><tbody><tr><td>Subscriptions included<\/td><td>\u274c No<\/td><td>\u2705 Yes<\/td><td>\ud83d\udd25 Many<\/td><\/tr><tr><td>Travel insurance<\/td><td>\u274c No<\/td><td>Basic<\/td><td>\ud83d\udd25 Premium<\/td><\/tr><tr><td>Airport lounges<\/td><td>\u274c No<\/td><td>\u274c No<\/td><td>\ud83d\udd25 Yes<\/td><\/tr><tr><td>Currency exchanges<\/td><td>Basic<\/td><td>Unlimited (reasonable)<\/td><td>Maximums<\/td><\/tr><tr><td>Extra security<\/td><td>Media<\/td><td>High<\/td><td>Maximum<\/td><\/tr><tr><td>Value for money<\/td><td>\u2714 Correct<\/td><td>\u2b50 Better for most<\/td><td>\ud83d\udd25 Only if you travel a lot.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"6-entonces-cual-te-conviene-mas\">6. So... which one suits you best?<\/h2>\n\n\n\n<p>I'll make it very simple for you:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u2714-si-no-viajas-y-solo-quieres-algo-mejor-que-el-plan-gratis-\u2192-revolut-plus\">\u2714 <strong>If you don't travel and just want something better than the free plan \u2192 Revolut Plus.<\/strong><\/h3>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u2b50-si-quieres-ahorrar-dinero-gracias-a-las-suscripciones-incluidas-\u2192-revolut-premium\">\u2b50 <strong>If you want to save money thanks to included subscriptions \u2192 Revolut Premium.<\/strong><\/h3>\n\n\n\n<p>(This is the plan that I use and the one that is the most compensating for the 90% of people).<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\ud83d\udd25-si-viajas-mucho-y-quieres-vip-en-aeropuertos-\u2192-revolut-ultra\">\ud83d\udd25 <strong>If you travel a lot and want VIP at airports \u2192 Revolut Ultra.<\/strong><\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"7-conclusion-el-plan-que-mas-merece-la-pena-en-2025\">7. Conclusion: the most worthwhile plan in 2026<\/h2>\n\n\n\n<p>For most people living in Spain, <strong>Revolut Premium is the most balanced plan<\/strong>, The one that offers the most value and the one that really gives you extra benefits without paying too much.<\/p>\n\n\n\n<p>If you want to try Revolut or upgrade your plan, you can do it here:<\/p>\n\n\n\n<p>\ud83d\udc49 <strong><a href=\"https:\/\/eltopmejor.com\/en\/out\/revolut\/\">Open or upgrade your Revolut account<\/a> (affiliate link)<\/strong><br><em>It only takes 3 minutes and there is no extra cost for doing it from my link.<\/em><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>","protected":false},"excerpt":{"rendered":"<p>Si est\u00e1s pensando en pasarte a un plan de pago de Revolut, seguramente te preguntas cu\u00e1l te compensa m\u00e1s: Plus, Premium o Ultra. La realidad es que no todos los planes son para todos, y depende mucho de c\u00f3mo uses tu dinero, tus viajes y tus suscripciones. En este art\u00edculo te explico las diferencias reales, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":180,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[16],"tags":[27,24,26,25],"class_list":["post-178","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banca-digital-y-finanzas","tag-cuenta-digital","tag-mejor-banco-online","tag-planes-revolut","tag-suscripciones-revolut"],"jetpack_featured_media_url":"https:\/\/eltopmejor.com\/wp-content\/uploads\/2025\/11\/39271889055_609486a9f7_b-1.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/eltopmejor.com\/en\/wp-json\/wp\/v2\/posts\/178","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/eltopmejor.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/eltopmejor.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/eltopmejor.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/eltopmejor.com\/en\/wp-json\/wp\/v2\/comments?post=178"}],"version-history":[{"count":4,"href":"https:\/\/eltopmejor.com\/en\/wp-json\/wp\/v2\/posts\/178\/revisions"}],"predecessor-version":[{"id":203,"href":"https:\/\/eltopmejor.com\/en\/wp-json\/wp\/v2\/posts\/178\/revisions\/203"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/eltopmejor.com\/en\/wp-json\/wp\/v2\/media\/180"}],"wp:attachment":[{"href":"https:\/\/eltopmejor.com\/en\/wp-json\/wp\/v2\/media?parent=178"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/eltopmejor.com\/en\/wp-json\/wp\/v2\/categories?post=178"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/eltopmejor.com\/en\/wp-json\/wp\/v2\/tags?post=178"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}